Ricran Senior Financial Services

Independent Consultant/Analyst

A private practice protecting your assets and family since 2007, we explain what is available by law allowing you to make a choice. Ours is a grass roots approach; Straight talk, common sense, smart money, no bull. An independent analyst does not prefer one carrier over another, they must compete for your business.

Insured positioning guarantees a plan of action will materialize at a specific time with zero risk. You decide beneficiaries, an insurance company guarantees a specified outcome rendering attorneys and CFP's mute. Burial/Health/Term/Whole Life/Estate Planning, all guaranteed results without 3rd party interference or fees. Did you know the owner of a whole life policy dictates where the carrier invests? Did you know you can borrow from a whole life policy and pay yourself back avoiding interest to a third party? As licensed insurance brokers we offer years of experience eliminating trial, error and financial loss. 

Invest In Yourself, a third party will never perform in your best interest, even A.I. will protect itself 1st. A third party uses your information against you, a sovereign investor protects himself from volatility and interference thru research, information and self management. Understanding compound interest and banking methodology allows minimum taxation legally. The 'Rule of 72' dictates that at 7.2% interest your money doubles in 10 years, and at 10% your money doubles in 7.2 years. A $1M portfolio with 30% annual growth will yield $2.197M in 3 years. How do fund managers become rich? Other people's money. Yours! Legal larceny, they syphon funds with monthly fees and arbitrary reallocation fees [thru a '3rd party' algorithm they employ], bear or bull market. Stop the insanity thru self management


the fine print; If you are satisfied with your returns do nothing, continue funding your CFP's existence. If not, we may double your returns without monthly fees. In a bull market of 11% you will see 4% while your CFP reaps 7%. Don't you think it strange getting 2 statements a month, one showing profits and a 2nd showing fees? Please prove us wrong, we dare you to show us your statements. If we can't improve your situation we will not do business, no malarkey. 
The video below is for information only, we do not recommend any program. You can't teach experience...
Quality entertainment, a quality show with quality audio/video. We are exclusive management for;